user-agent: * disallow:
Is this the right way to allow all access to all content of a website to crawlers in a
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To use robots.txt and the functionality in a nutshell: http://www.robotstxt.org/robotstxt.html.
As for a sitemap.xml / sitemap.xml.gz you don't need specific a robots.txt.
If i.e. Google is allowed (and so to see you want that, why else
Disallow without any) to crawl the site you can give Google the exact path. (create Google account and use Webmaster Tools, it is free and imho usefull. It even has option to create robots.txt for you)
Anyway, still want to use the robots.txt and sitemap path then this could be sample:
User-agent: * Disallow: sitemap: http://name of your website/sitemap.xml
Be aware that robots.txt file is publicly available so don't use it with the intention to hide information. A .htaccess file is a much more better please to hide/protect "stuff". (if there is no access on/at server level itself)