At the end of a month I'll need to automatically transfer money from an account to a huge number of other accounts. This has to happen automatically through an API because the amounts for the transactions are all different and come from a database.

I need to find a solution or provider for this. Any suggestions? I'm from Germany so a German or at least European provider would be great.


PayPal has mass pay, but requires recipients have a PayPal account (plus, it's PayPal, caveat emptor).


Find a payment provider with ACH capabilities and an API -- that would allow you to write your own implementation (e.g. pay this account $x, pay that account $Y). But fees can get ridiculous if the transfers cross borders.

As you’re looking for a German or European provider, I'll let someone else answer which specific ones to look into (I'm in the US).

2 seemingly global options:




If your payees are in the US you can use ACH direct deposit through a service such as http://www.achdirect.com/

For people who can't get ACH deposits your fallback would probably have to be PayPal which is pretty common.

Your Answer

By clicking “Post Your Answer”, you agree to our terms of service, privacy policy and cookie policy

Not the answer you're looking for? Browse other questions tagged or ask your own question.