I'm looking for recommendations for a credit card processor to handle payments for purchases from an online store. The requirements are

  • hosted payments page with state-of-the-art UX, and able to be configured to match the -parent website's look and feel as closely as possible
  • settlement into a UK merchant account or includes merchant facility and can settle to a UK company with a UK bank acct, in GBP.
  • looking to minimise PCI requirements for the parent web site as far as possible
  • reliable and good support
  • payments page doesn't require Verified By Visa or SecureCode
  • ideally payments page can do multi-currency
  • shopping cart is not required

The UK-based processors I've found so far all have hosted payments pages that look like they are from the mid-1990's. Nice UX is a key requirement.

Suggestions based on personal experience preferred.

  • "payments page doesn't require Verified By Visa or SecureCode" - is that even a feasible requirement nowadays? – Peter Taylor Oct 28 '11 at 8:41
  • it is - we use such a service, but unfortunately they can't settle to to a UK bank acct. – John McC Oct 28 '11 at 20:09

I like authorize.net for a payment gateway.

  • They're only available in the US and even then you still need a merchant account to actually process payments. – John Conde Dec 28 '11 at 12:36

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