I think my question is fairly simple, but being a bit of a newbie I don't know the answer and I haven't been able to find a satisfactory one searching online.
If I have a 25kb page (html) that displays a 75kb image, does that amount to 100k of data transferred from my web server/host to the user? Does it make any difference or does that 75k only "count" if the user actually downloads the image from the server? We're trying to compute resources needed for an image hosting service but the difference between 100k and 25k is obviously a significant one.