Hot answers tagged payment-gateway
4
I will talk about personal experience only.
We have a few e-commerce sites that sell retail computer software in different countries (UK, USA, Australia). I will use UK as an example.
We use SagePay as payment processing gateway. We also have Google Checkout implemented. When customer is on a Basket page he has a choice of "Checkout Now" using our own ...
4
People will use whatever form of payment they are most comfortable with. So the more payment options you offer, the more likely a user is to make a purchase on your website. The downside to this, for you as the webmaster (or owner) of that website is you have multiple sources of payments that you need to integrate and test as well as reconcile your books to.
...
3
Yes, there are many alternatives.
One such alternative is Stripe, which is geared towards developers and webmasters.
Payments for developers
Stripe makes it easy to start accepting
credit cards on the web today.
If you want a solution that includes fraud checks, weekly bank payments, and recurring items, I'd say go with 2Checkout, who let you ...
3
There is no such thing as free credit card payments so let's start by ruling that out. (Actually it is possible to get free payment processing from Google Checkout if you are a non-profit and jump through a few hoops but that doesn't apply here and is the exception to the rule).
You're going to find that your options are limited and when you do the math ...
3
The types of payment services you are talking about require the user to make payment on the payment provider's website. When you take control of the payment you lose that because you are now responsible for handling the payment. So there would be no transparent transition for your users if you change processors.
Paypal offers an API (I believe it is Website ...
2
As far as Authorize.Net goes, when using ARB (Automated Recurring Billing) you can set a trial period where the cost is different the the regular subscription price. Once the trial period ends the regular subscription price will be charged for the remainder of the subscription. If you want to change the amount charged you will need cancel the current ...
2
If you're in the US you can rule out using a true merchant account for this. Accepting payments on the behalf of another business is called factoring*. Factoring is against the rules set forth by Visa and MasterCard (and I'm pretty sure Discover Card and American Express as well). If you are caught factoring your merchant account will be closed, any ...
2
i did that before on a client website.
the idea is to create a virtual currency on your website.lets say that virtual currency will be credits.
users then can buy credits from you using PayPal and then use these credits to pay other users.
if a user want to exchange credits for real money. he can submit a ticket to you or fill a form that verifies his ...
2
Authorize.Net is not a payment provider like Paypal or Google Checkout. They are a payment gateway and act as a transparent facilitator of a payment by passing your transaction information to and receiving the response from a website's merchant account provider (their acquiring bank). You can't use Authorize.Net without getting a merchant account first from ...
2
Authorize.Net is only available in the US as it only works with US based merchant accounts so that rules them out.
Paypal does offer its services in Poland so they definitely are an option for you.
The third best option is probably Worldpay. Their rates seem to be the most competitive outside of the US and Paypal.
2
First, let me start off by saying your client cannot use their store merchant for Internet transactions. Visa and MasterCard (and probably American and Discover Card) require a separate merchant account for Internet transactions (that is any transaction that is captured through a website). This is due to the high risk nature of Internet based transactions. ...
2
Have you considered using reverse SMS billing or direct mobile billing. One of these two would provide you with a faster way of charging for your service without the hassle for the user. Reverse SMS is pretty easy and quick to implement, though it might lead to bill shock so be careful.
Parkers car valuations is a good example of this type of service. You ...
2
As long as you have them agree to this kind of payment process this is fine. Just make sure this is clear to them at the time of registration and whenever they submit products. Otherwise you will find yourself getting lots of chargebacks and unable to process credit cards (and having your funds held). Also make sure your merchant account provider is aware ...
2
You've probably already looked at the "Membership & Subscriptions" section of the Joomla! Extension Directory - if not have a browse.
We've used several on Joomla! for our own websites (AEC, Ambra Subs and RSMembership!) but over the last few months we've been recommending Akeeba Subscriptions in conjunction with Akeeba Release System. We're also ...
2
Disclosure: I work at Braintree.
Braintree has all of the advantages you list for Bango, and more.
You don't need to include full customer details.
In fact, you can charge a card with just a credit card number and expiration date -- though you'll get less declines if you include the zip code (for U.S. cards) and CVV.
Credit card details can be stored by ...
2
I think a company like justgiving.com may be what you're looking for.
They seem to cover most countries, but you may run into legal issues in some places because of local tax rules - so you may be better off only accepting donations in one or two major currencies.
1
Do you have a merchant account? If not, you'll need to either open one at a local bank or be restricted to payment gateways that allow direct deposit into regular banking/checking accounts. There are also online merchant account providers that also offer an online payment processing gateway.
What you choose should depend on the payment sizes/quantities and ...
1
You want
a UK based system
that can receive and send payments
simple to use
that requires minimal fees
Your requirements are very high!
PayPal is probably one of the most simple services. It's simple to use, you can receive payments as well send payments with a minimal effort. The problem is that it's not cheap, if I remember correctly they require the ...
1
Your best scenario is to give user an option to choose payment method.
As for choices I'd recommend:
PayPal - I that usually people find it most comfortable
SagePay - for direct credit card transactions
Google Checkout / Google Wallet - for Android geeks
optional: BitCoin if you are willing to sacrifice more time for giving your clients an anonymous ...
1
It's strange how some people either have a perfectly delightful experience with paypal, yet others experience the wrath of the underworld.
You might consider zoho. I started out just testing them, however I have moved my entire business there. Both zoho invoice and zoho books can accept payment.
You can get an account there for free. www.zoho.com look ...
1
I think the only way you will get a guaranteed answer on this is to talk to the reps at different payment gateway companies and explain your business to them over the phone. Explain that you only sell legal products for tobacco use, and that your site says the products are explicitly for tobacco use only (I'm assuming it does). If you talk to them in a ...
1
Per the comments, if the $response is failing with no error message it's generally because you are trying to submit credit card details unencrypted (not using HTTPS), which isn't supported by CI Merchant (for obvious security reasons).
In this case, the credit card details wern't necessary anyway because the Auth.net SIM gateway is an off-site gateway (card ...
1
Authorize.Net's Customer Information Manager (CIM) API offers this functionality. Basically you create a customer payment profile on their server (i.e. they store the credit card details) and then you charge against it by passing them the profile ID whenever payment needs to be made.
1
Chargify.com's usage based billing
"Chargify supports several kinds of usage-based billing, including metered-usage (ie, sales leads and text messages) and per-seat (ie, software license fees per user). This allows you to mix and match flat-rate product fees with variable usage-based fees to match your business and market needs. Usage of metered components ...
1
Maybe with Symfony (1.4 or 2.0). A lot of plugins (called bundles on Symfony 2) has been created.
Symfony 2.0: symfony.com (bundles)
Symfony 1.4: symfony-project.org (plugins)
No experience with symfony payment bundles, sorry, but good for work.
1
Some payment processing companies will handle multiple currencies, but in my experience you'll usually have to have a separate merchant banking account for each currency, which means separate monthly fees for each currency. You'll also need to handle selecting the currency and then send them to a page with a suitable parameter specifying the currency to use.
...
1
You have lots of options for payment processors. I am sure banks in the UAE offer payment processing:
http://blog.jadopado.com/understanding-online-payments-in-the-uae/
But if you don't like local banks almost all international payment processors can be used. A few that I know off:
authorize.net
2checkout.com
cdgcommerce.com
By the way it's United Arab ...
1
You need Paypal Adaptive Payments
Adaptive Payments offers a number of
features, including:
Pay anyone with an email address. Make
payments to another person as long as
they have an email address or mobile
phone number, with or without a PayPal
account. Recipients without a PayPal
account can create one in minutes.
Receive payments ...
1
For the first part, does the merchant
handle this, or do I have to do a
currency conversion myself?
Depends on the payment provider you choose. Some will do it for you, some won't.
For the second part, just simply is
this possible to do?
Depends on the payment provider you choose. But it should be possible unless Israeli credit cards are ...
1
I used to work in the merchant services industry up until a couple of years ago so if you are in the US I can tell you about how that would work here.
For starters you will not be able to get a true merchant account for this purpose. Accepting credit card payments on behalf of other businesses is called factoring and is a major no-no. The general rule is ...
Only top voted, non community-wiki answers of a minimum length are eligible
