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10

Although Darryl has answered your question well I would like to go a bit more in depth here. I've developed a few sites now that use a variety of payment systems. Depending on how many payments you process and how you want to take payments there are a number of options available to you. You may also note that many large sites offer a number of payment ...


10

These options have been recommended already, but here is my reasoning my I recommend each to my customer: PayPal (or Google Checkout or similar) is great for small websites. It's easy to setup and often they don't have a monthly charge, only a per transaction charge. But it can be confusing for the user as they'll be sent to a website that doesn't look ...


5

Check out Braintree Payment Solutions. They allow you to integrate the payment form into your own website but handle all of the sensitive data directly so you don't have to deal with PCI-DSS compliance.


4

I will talk about personal experience only. We have a few e-commerce sites that sell retail computer software in different countries (UK, USA, Australia). I will use UK as an example. We use SagePay as payment processing gateway. We also have Google Checkout implemented. When customer is on a Basket page he has a choice of "Checkout Now" using our own ...


4

People will use whatever form of payment they are most comfortable with. So the more payment options you offer, the more likely a user is to make a purchase on your website. The downside to this, for you as the webmaster (or owner) of that website is you have multiple sources of payments that you need to integrate and test as well as reconcile your books to. ...


3

There is no such thing as free credit card payments so let's start by ruling that out. (Actually it is possible to get free payment processing from Google Checkout if you are a non-profit and jump through a few hoops but that doesn't apply here and is the exception to the rule). You're going to find that your options are limited and when you do the math ...


3

The types of payment services you are talking about require the user to make payment on the payment provider's website. When you take control of the payment you lose that because you are now responsible for handling the payment. So there would be no transparent transition for your users if you change processors. Paypal offers an API (I believe it is Website ...


3

As far as Authorize.Net goes, when using ARB (Automated Recurring Billing) you can set a trial period where the cost is different the the regular subscription price. Once the trial period ends the regular subscription price will be charged for the remainder of the subscription. If you want to change the amount charged you will need cancel the current ...


3

The paid memberships pro plugin works well, it supports Stripe, PayPal Website Payments Pro, PayPal Express, or Authorize.net for processing payments.


3

Yes, there are many alternatives. One such alternative is Stripe, which is geared towards developers and webmasters. Payments for developers Stripe makes it easy to start accepting credit cards on the web today. If you want a solution that includes fraud checks, weekly bank payments, and recurring items, I'd say go with 2Checkout, who let you ...


2

If you use Worldpay then you could pull repeated donations by charging the users credit cards whenever they've agreed to this.


2

Authorize.Net is not a payment provider like Paypal or Google Checkout. They are a payment gateway and act as a transparent facilitator of a payment by passing your transaction information to and receiving the response from a website's merchant account provider (their acquiring bank). You can't use Authorize.Net without getting a merchant account first from ...


2

Authorize.Net is only available in the US as it only works with US based merchant accounts so that rules them out. Paypal does offer its services in Poland so they definitely are an option for you. The third best option is probably Worldpay. Their rates seem to be the most competitive outside of the US and Paypal.


2

If you're in the US you can rule out using a true merchant account for this. Accepting payments on the behalf of another business is called factoring*. Factoring is against the rules set forth by Visa and MasterCard (and I'm pretty sure Discover Card and American Express as well). If you are caught factoring your merchant account will be closed, any ...


2

i did that before on a client website. the idea is to create a virtual currency on your website.lets say that virtual currency will be credits. users then can buy credits from you using PayPal and then use these credits to pay other users. if a user want to exchange credits for real money. he can submit a ticket to you or fill a form that verifies his ...


2

You need Paypal Adaptive Payments Adaptive Payments offers a number of features, including: Pay anyone with an email address. Make payments to another person as long as they have an email address or mobile phone number, with or without a PayPal account. Recipients without a PayPal account can create one in minutes. Receive payments ...


2

First, let me start off by saying your client cannot use their store merchant for Internet transactions. Visa and MasterCard (and probably American and Discover Card) require a separate merchant account for Internet transactions (that is any transaction that is captured through a website). This is due to the high risk nature of Internet based transactions. ...


2

This is a good article going over payment gateway performance


2

I think a company like justgiving.com may be what you're looking for. They seem to cover most countries, but you may run into legal issues in some places because of local tax rules - so you may be better off only accepting donations in one or two major currencies.


2

Consider using a service such as PayPal that accepts multiple forms of currency.


2

As long as you have them agree to this kind of payment process this is fine. Just make sure this is clear to them at the time of registration and whenever they submit products. Otherwise you will find yourself getting lots of chargebacks and unable to process credit cards (and having your funds held). Also make sure your merchant account provider is aware ...


2

Have you considered using reverse SMS billing or direct mobile billing. One of these two would provide you with a faster way of charging for your service without the hassle for the user. Reverse SMS is pretty easy and quick to implement, though it might lead to bill shock so be careful. Parkers car valuations is a good example of this type of service. You ...


2

You've probably already looked at the "Membership & Subscriptions" section of the Joomla! Extension Directory - if not have a browse. We've used several on Joomla! for our own websites (AEC, Ambra Subs and RSMembership!) but over the last few months we've been recommending Akeeba Subscriptions in conjunction with Akeeba Release System. We're also ...


2

Disclosure: I work at Braintree. Braintree has all of the advantages you list for Bango, and more. You don't need to include full customer details. In fact, you can charge a card with just a credit card number and expiration date -- though you'll get less declines if you include the zip code (for U.S. cards) and CVV. Credit card details can be stored by ...


2

I would turn the store off, integrate with paypal sandbox with debugging and place an order to see what paypals response is when the order goes through. You may want to read this thread about a similar issue http://www.magentocommerce.com/boards/viewthread/294965/#t415543


1

You want a UK based system that can receive and send payments simple to use that requires minimal fees Your requirements are very high! PayPal is probably one of the most simple services. It's simple to use, you can receive payments as well send payments with a minimal effort. The problem is that it's not cheap, if I remember correctly they require the ...


1

You have lots of options for payment processors. I am sure banks in the UAE offer payment processing: http://blog.jadopado.com/understanding-online-payments-in-the-uae/ But if you don't like local banks almost all international payment processors can be used. A few that I know off: authorize.net 2checkout.com cdgcommerce.com By the way it's United Arab ...


1

Your options will be limited due to the high amount of fraud that occurs in that region. Worldpay seems to be the only provider of note that offers payment services in that region.


1

Take a look at something like Spreedly or Recurly. It's pretty simple to set up and they both have different ways to handle new subscriptions (through API or through a web form).


1

For the first part, does the merchant handle this, or do I have to do a currency conversion myself? Depends on the payment provider you choose. Some will do it for you, some won't. For the second part, just simply is this possible to do? Depends on the payment provider you choose. But it should be possible unless Israeli credit cards are ...



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